Actual rates and credit terms may vary based upon model, state selected and creditworthiness. BMW Select financing option requires customers to repay a single balloon payment at the end of the contract term that is substantially larger than each of the other prior scheduled monthly payments. Annual percentage rates for BMW Select or Owner’s Choice are based on an average credit rating assessment. Contact your BMW Center to determine your actual monthly payment.Īnnual percentage rates for traditional financing are rates that you input and may not be available from BMW Financial Services. Monthly payments and other requirements may vary based upon model, state, creditworthiness and other factors. Accessories are not added to the estimated residual value of the vehicle at the end of a Lease, Owner's Choice or BMW Select financing arrangement.
The amount financed includes any BMW center installed accessories. If your estimate is based on a vehicle configured in the 'Build Your Own' section of, the MSRP will reflect the options you selected. If your estimate is based on a vehicle chosen through the BMW Financial Services Payment Estimator this MSRP is a base price with no options added. This is not an offer of direct financing or of any particular lease or purchase transaction. These estimates are not advertisements or solicitations for specific price or credit terms. All figures presented are estimates only. The payments calculated above are based on rates, terms, or other variables (such as credit rating) that you have selected, on the price for the vehicle you have selected, and on current programs available through BMW Financial Services. (You may also be able to refinance the difference between the predetermined price of the BMW and the balloon payment amount, subject to certain conditions.)Įstimated payments exclude applicable taxes, title, registration, license, and documentary fees, and will vary depending upon the final price and terms agreed upon between you and your BMW Center. If you chose this option, you will owe the difference between the predetermined price of the BMW and the balloon payment amount, and you will no longer own the vehicle. You may be able to sell your BMW back to us at a pre-determined price that is less than the final balloon payment amount, and have the pre-determined price (adjusted, as applicable, for condition) applied towards the final balloon payment amount. You may be able to refinance the final balloon payment, subject to certain conditions.
You may complete your vehicle purchase by making the final balloon payment. When the final payment (the balloon) is due on an Owners’ Choice contract, you have the following options: Owners’ Choice may be a good alternative if you reside in a state where leasing is less advantageous due to federal, state, or local tax laws.
Available only in select states, Owners’ Choice offers lower monthly payments (similar in amount to a lease payment), and a balloon payment that may be satisfied by returning the vehicle. An Owners’ Choice contract is a retail installment financing option that includes a final balloon payment.
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